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Three generations planning their legacy with Wasiat, Hibah, Waqf and Faraid
Home  /  Services  /  Plan Your Legacy

A legacy that endures.

Comprehensive Islamic estate and legacy planning — in partnership with As-Salihin Trustee Berhad — so your wealth is preserved and passed on according to your wishes and Islamic principles.

A Malaysian family planning their legacy at sunset
RM90B+
In Muslim assets frozen in Malaysia.
01 Why It Matters

Don't leave your legacy to chance.

More than RM90 billion in Muslim inheritance assets sit frozen across Malaysia — largely because families had no clear, legally binding plan. Without one, estates can be delayed for years, disputed among heirs, or lost entirely.

Proper Islamic estate planning gives you certainty: your assets are distributed according to faraid, your specific wishes are honoured through wasiat and hibah, and your loved ones are spared unnecessary hardship at the hardest of times.

Avoid frozen assets and lengthy administration
Prevent disputes with clear, documented wishes
Fully Shariah-compliant and legally recognised
02 The Instruments

Every tool to protect
what you leave behind.

We combine the full range of Shariah-compliant instruments into one coherent plan, tailored to your family and assets.

Wasiat (Islamic Will)

A written will directing up to one-third of your estate to non-heirs, charities or causes you choose.

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Hibah (Lifetime Gift)

A voluntary gift of assets during your lifetime — no limit, to anyone — taking effect outside faraid.

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Faraid Distribution

The mandatory Quranic shares for heirs, handled correctly and administered without dispute.

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Wakaf (Endowment)

Dedicate assets as a perpetual charitable endowment — ongoing reward that outlives you.

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Harta Sepencarian

Jointly-acquired property agreements that fairly recognise a spouse's contribution.

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Trusts & Takaful Trust

Living and takaful trusts that safeguard funds for your children's education and maintenance.

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03 Our Trustee Partner

Backed by As-Salihin Trustee Berhad.

As-Salihin is one of Malaysia's most established Islamic estate-planning specialists, with more than two decades of experience. As a regulated trustee, it brings a structured, legally-obligated process to the safekeeping and distribution of your estate.

Guided by a Board of Syariah Advisors alongside legal and financial experts, every plan is both Shariah-compliant and enforceable — giving your family clarity and peace of mind.

Start your plan
22+
Years of Islamic estate-planning expertise
Of your estate directable by wasiat
100%
Shariah-compliant & regulated
1
Complete plan, expertly administered
04 How It Works

Simple, dignified, done right.

We guide you and your family through every step — with sensitivity and care.

01

Consultation

We review your assets, family situation and wishes in a private, no-pressure conversation.

02

Draft & Advise

We prepare the right instruments — wasiat, hibah, trusts — reviewed for Shariah and legal validity.

03

Execute & Safekeep

Documents are properly executed and securely held by the trustee for when they're needed.

04

Administration

When the time comes, the estate is administered and distributed smoothly, sparing your family the burden.

Own Your Tomorrow

Secure your family's
tomorrow, today.

Speak to a Caliph Group advisor and put a clear, Shariah-compliant legacy plan in place.